![]() Rent varies in a similar way based on where you live geographically. A 15-year loan for the same amount at a 5.8% interest rate (the current national average for 2022) would cost $3,441 per month. Assuming a national average loan size of just over $413,000, a 30-year loan at a 6.59% interest rate (the current national average for 2022) would cost $2,635 per month. When it comes to a home loan, interest rates and the length of the mortgage also have a powerful effect on your monthly mortgage payments. Cost-of-living calculators can help you adjust your budget estimates based on your location. For example, the median home value in 2022 is $480,275 in New Jersey, but $213,360 in Ohio. ![]() ![]() Housing and rental costs will vary significantly depending on where you live. 20 Common Monthly Expenses to Include in Your Budget 1. To help you get started, we’ve assembled a list of 20 common things to include in a monthly budget, along with an average amount for each one that you can use as an initial benchmark. Underestimating or missing an expense can throw your whole spending strategy off balance, so it’s a good idea to explore some budgeting norms. Our time zone is GMT+1.Whether you’re creating a new monthly budget or refreshing an old one, you’ve probably noticed how important (and difficult) it is to get your monthly expenses right. However, if you need help or have any enquiries, please do not hesitate in contacting us. □As this is a digital product we cannot offer refunds. □Prints made from these files are licenced to the purchaser only. □These files are FOR PERSONAL USE ONLY and not for commercial use. □This is a digital product no physical product will be sent. ★Inserts in 8 different colors (Blue, green, lime, orange, pink, purple, red, yellow) ★Right and left side binding pages included for all items. ★PDF with crop marks for printing on US Letter Size (8.5 x 11 in) & A4 paper size (8.27 × 11.69 in) ![]() Most of the planners in this shop come with the same 8 colors, meaning you can build your own planner.Īll margins are carefully measured, to allow for the hole-punching, binding or stapling wherever required. With this purchase, you get the Bill Tracker template in 8 colors (Blue, Green, Lime, Orange, Pink, Purple, Red, Yellow), meaning you can pick your favourite color or use a different color for each occasion. In this case see if your printer has a “print to edge setting” to avoid this issue. ![]() If border is added to your inserts, printer might leave a white border around the paper. Please note that these PDF files are not editable and some printers are not able to print to the edge of the paper. Once purchased, you will receive the PDF files in ZIP folders, which are ready to be printed at home, or sent to a printing company for more professional printing. This template comes in Classic Happy Planner (7" x 9.25" in) (17.8 x 23.5 cm), but you can print on both A4 (210 x 297 mm) and US Letter (8.5x11 inch) paper sizes and cut them along the cut marks using a crafting knife or a paper trimmer. This printable Bill Tracker is one of our many printable inserts, you can download immediately, print and insert in your favourite planner. Our range of printable inserts have been designed to help you make the most of your life, whatever the occasion. Here at Plan 'N' Go, we love to share good planner ideas. ![]()
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